2 min read

“Twenties is the time to enjoy life and have fun” is something you definitely would have heard at least once in your life. Well, they’re not wrong because it definitely is. “It’s the weekend, people! It’s time to go shopping!”, “Hey, guys! Party at Ram’s place tonight”, “Do you guys want to check out the new restaurant that’s just been opened?”, “Shall we hang out in the mall tomorrow? Heard they’re playing the new movie that’s just been released!” – Does any of this sound like you? Bet you will be able to relate to at least one of them. 

 If yes, you are like any other person who likes to enjoy and have fun. Just like how all work and no play, makes Jack a dull boy, all play is also not good. In order to have fun in life, it is necessary to have a backup plan. It’s even better to have some money saved.  

 When somebody mentions Fixed Deposit (FD), Recurring Deposit (RD) and Systematic Investment Plans (SIP), you would probably imagine a middle-aged or old man depositing his money in accounts. However, did you realise that you don’t have to wait to get that old to start saving money? You can start right now, even if you are in your twenties!  

Investing in FD, RD and SIP can start at any point in life and can act as safety nets during times of trouble.   

Saving from an early age is more likely to become a habit that will stick with you for the rest of your life. This will in turn ensure that you have financial security. If you are someone who doesn’t like to depend on others, having money saved will also give you financial independence. 

From the smallest gesture like getting your mother a saree on her birthday, to something big like buying a house for yourself when you are ready, the money that you have saved will come in handy. But you might think investing money is a burden, but on the contrary, it is quite rewarding and fairly easy. Simply open an instant FD account from the comfort of your home. Did you know that you’ll get up to 8.2%* interest per year? Well, it’s true! So what are you waiting for? Start saving now without compromising on the fun ; ) 


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